⚡ Zero Transaction Fees

Accept UPI Payments Without Fees

Generate dynamic QR codes, auto-verify payments via bank notifications, and sync your wallet instantly — all without paying a single rupee in transaction fees.

How It Works

Simple API integration. Powerful verification engine. Real-time webhooks.

Dynamic QR Generation

Generate compliant UPI QR codes with embedded payment info. Works with Google Pay, PhonePe, Paytm, and all UPI apps.

Auto-Verification Engine

Bank SMS/email listener parses notifications, matches UTR numbers, and auto-verifies payments in under 5 seconds.

Webhook-Powered Sync

HMAC-SHA256 signed webhooks fire instantly on verification. Credit user wallets in real-time on your platform.

Integrate in Minutes

One API call to create a payment. One webhook to verify it.

initiate-payment.js
const response = await fetch('https://your-gateway.com/api/v1/initiate-payment', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer pk_live_your_api_key',
    'Content-Type': 'application/json',
  },
  body: JSON.stringify({
    amount: 499.00,
    order_id: 'ORD_12345',
    redirect_url: 'https://yoursite.com/success',
    webhook_url: 'https://yoursite.com/api/payment-webhook',
  }),
});

const { checkout_url } = await response.json();
// Redirect user to checkout_url → QR + Timer + Auto-verify
HMAC-SHA256
Signed Webhooks
Mobile-First
Native UPI App Launch
Idempotent
UTR Lock Protection